ĐỀ ÔN 1 - TACN 1 (Tiếng anh thương mại nâng cao 1) FTU

lOMoAR cPSD| 13303472 ĐỀ THI KẾT THÚC HỌC PHẦN ESP111 – TACN1 TRƯỜNG ĐẠI HỌC NGOẠI THƯƠNG KHOA TACN BỘ MÔN TACS Giai đoạn 1 - Học kỳ I Năm học: 2022-2023 Hệ: Chính quy CLC Khoá: Ngày thi: Ca thi: Thời gian làm bài: 75 phút(không kể thời gian phát đề) COURSE: BUSINESS STUDIES Họ và tên sinh viên:………………………………………..……………….. MSV:………………………… Lớp tín chỉ: ESP111(GD1+2-HK1-2223). Giáo viên coi thi 1 Giáo viên coi thi 2 Giáo viên chấm thi 1 Giáo viên chấm thi 2 Điểm bài thi (bằng số) Điểm bài thi (bằng chữ) Attention: Students are NOT allowed to use any study materials and dictionaries in this test. Mobile phones and other electronic devices are strictly PROHIBITED. Write your answers in the space provided. PART 1 – READING COMPREHENSION (20 points) Read the article below and decide if each statement from 1-5 is TRUE, FALSE or NOT GIVEN The goldsmith bankers were an early example of a financial intermediary. A financial intermediary is an institution that specializes in bringing lenders and borrowers together. A commercial bank borrows money from the public, creating them with a deposit. The deposit is a liability of the bank. It is money owed to depositors. In turn, the banks lend money to firms, households, or governments wishing to borrow. Banks are not the only financial intermediaries. Insurance companies, pension funds, and building societies also take in money in order to relend it. The crucial feature of banks is that some of their liabilities are used as a means of payment, and are therefore part of the money stock. Commercial banks are financial intermediaries with a government license to make loans and issue deposits, including deposits against which cheques can be written. We begin by looking at the presentday UK banking system. Although the details vary from country to country, the general principle is much the same everywhere. In the UK, the commercial banking system comprises about 600 registered banks, the National Girobank operating through post offices, and about a dozen trustee savings banks. Much the most important single group is the London clearing banks. The clearing banks are so named because they have a central clearing house for handling payments by cheque. A clearing system is a set of arrangements in which debts between banks are settled by adding up all the transactions in a given period and paying only the net amounts needed to balance inter–bank accounts. 1 lOMoAR cPSD| 13303472 Suppose you bank with Barclays but visit a supermarket that banks with Lloyds. To pay for your shopping you write a cheque against your deposit at Barclays. The supermarket pays this cheque into its account at Lloyds. In turn, Lloyds presents the cheque to Barclays which will credit Lloyds’ account at Barclays and debit your account at Barclays by an equivalent amount. Because you purchased goods from a supermarket using a different bank, a transfer of funds between the two banks is required. Crediting or debiting one bank’s account at another bank is the simplest way to achieve this. However, on the same day someone else, call her Joan Groover, is probably writing a cheque on a Lloyd’s deposit account to pay for some stereo equipment from a shop banking with Barclays. The stereo shop pays the cheque into its Barclay’s account, increasing its deposit. Barclays then pay the cheque into its account at Lloyds where Ms Groover’s account is simultaneously debited. Now the transfer flows from Lloyds to Barclays. Although in both cases the cheque writer’s account is debited and the cheque recipient’s account is credited, it does not make sense for the two banks to make two separate inter–bank transactions between themselves. The clearing system calculates the net flows between the member clearing banks and these are the settlements that they make between themselves. Thus the system of clearing cheques represents another way society reduces the costs of making transactions. 1. 2. 3. 4. The role of a financial intermediary serves as a bridge to link lenders and borrowers Banks are the biggest financial intermediaries. Commercial banks are not allowed to lend and issue deposits. Besides banks, there are other types of financial intermediaries, among which are insurance companies. 5. In a clearing system, debts between banks are settled by adding up all the transactions. PART 2 – WRITING (80 points) Writing 1: Fill in the blank for each sentence from 6 to 10 with suitable words or phrases. (20 points) 6. The process used to accomplish organizational goals through planning, organizing, leading, and controlling people and other organizational resources. (01 word) 7. The most senior manager responsible for the overall performance and success of a company. (03 words) 8. Managers are more like to lead and supervise people than just tell them what to do. (01 word) 9. Theory Y, on the contrary, assumes that most people have a to work, and given the right conditions - job security, and financial rewards - they will be creative, ambitious and self-motivated by the satisfaction of doing a good job. (02 words) 10. The enjoyment a worker gets from feeling that they have done a good job. (02 words) Writing 2: Answer the following questions. (20 points) 11. How can companies raise the job satisfaction of their workers? 2 lOMoAR cPSD| 13303472 12. What are hygiene factors? 13. What are the five common roles of a manager? 14. Why do managers have to be good at communication and motivation? Writing 3: Write an essay of at least 250 words to answer these questions. (40 points) It is said that lean production is beneficial for businesses. What is your opinion? How can lean production be achieved? --------------------------------------Hết-------------------------------------- Ghi chú : Đề thi gồm có 2 phần - 15 câu. DUYỆT ĐỀ THI - Thí sinh không được sử dụng tài liệu. - Cán bộ coi thi không giải thích gì thêm. Write your answer for Writing 3 here 3 lOMoAR cPSD| 13303472 4